2101 20TH AVENUE N, ST PETERSBURG, FL, 33713
Active2 days on marketListed Aug 14, 2026MLS #TB8538480
About this home
2101 20TH AVENUE N
Where Character Meets Opportunity. Welcome to 2101 20th Avenue N, a charming St. Petersburg home that offers the perfect blend of move-in-ready comfort, future upside, and an unbeatable central location. Just 4 minutes from vibrant Downtown St. Pete, this property is ideal for homeowners, creatives, and investors alike. Inside, you'll find a thoughtfully updated 2-bedroom, 1-bathroom home filled with natural light and fresh finishes. In addition to the main living area, the home features approximately 215 square feet of air-conditioned attic space currently used as a home office and music production studio. Whether you're looking for a podcast studio, media room, creative workspace, gaming lounge, or the perfect teenager's retreat, this bonus space offers flexibility rarely found in homes of this size. Recent improvements provide peace of mind and added value, including: Brand-new roof (2021). Assumable solar panel system (2022) for long-term energy savings. Fresh interior paint throughout (2026). New Luxury Vinyl Flooring & Wood Subflooring in Kitchen/Living/Dining Room (2026). Exterior professionally pressure washed (2026). Detached 729-square-foot two-car garage completely cleared out and ready for its next chapter (2026). Detached one-car garage freshly cleaned and cleared (2026). Looking for even more potential? Architectural plans by Fraze Design Inc. are available with purchase for buyers interested in converting the expansive two-car garage into an Accessory Dwelling Unit (ADU) or Mother-in-Law Suite. For owner-occupants, this could present an incredible opportunity to utilize an FHA 203(k) renovation loan, allowing qualified buyers to finance both the purchase of the home and the future ADU conversion within one long-term mortgage. Location is everything, and this home delivers. Enjoy a 5-minute walk to Woodlawn Park, grab fresh pastries and authentic Italian specialties from the beloved Mazzaro's Italian Market, or meet friends at the newly opened Dill Dinkers for a game of pickleball. With quick access to 22nd Avenue North and I-275, commuting couldn't be easier—you're approximately 20 minutes to Tampa International Airport and just 15 minutes to St. Pete–Clearwater International Airport. Whether you're searching for your first home, a property with room to grow, or an investment with outstanding long-term potential in one of St. Petersburg's most desirable central locations, 2101 20th Avenue N is an opportunity you won't want to miss.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
981
Sqft
0.17 ac
Lot size
3
Garage
1940
Year built
Two
Levels
$377
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.7%
$/sqft vs St Petersburg actives
$377 vs $343
Days on market
2 vs 57 typical
Where $377/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33713 — neighborhood snapshot
Population
31,835
Median age
42.4
Median income
$69,704
Median home value
$279,000
Avg household
2.17
Households w/ children
3,135
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2101 20TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$500,000
3000 2ND AVENUE N
2 bd · 1 ba · 970 sqft · $515/sqft · 164 DOM
Sold · May ’26$482,300
2825 3RD AVENUE N
2 bd · 2 ba · 968 sqft · $498/sqft · 36 DOM
Sold · Jan ’26$350,000
1921 BURLINGTON AVENUE N
2 bd · 2 ba · 966 sqft · $362/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2101 20TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2101 20TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2101 20TH AVENUE N FAQs
What would the monthly payment be for 2101 20TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2101 20TH AVENUE N?+
The most recent tax bill on record (2025) was $4,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2101 20TH AVENUE N?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $369,990, this home is listed about 15% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2101 20TH AVENUE N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · David Cook, III. MLS #TB8538480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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