5649 209TH ROAD, LIVE OAK, FL, 32060
Active1 days on marketListed Jul 31, 2026MLS #TB8534522
About this home
5649 209TH ROAD
ENJOY THE FREEDOM OF FIVE BEAUTIFUL ACRES, WHERE PEACEFUL MORNINGS, STAR-FILLED NIGHTS, AND PLENTY OF ROOM TO LIVE, WORK, AND PLAY BECOME YOUR EVERYDAY REALITY. FULLY FURNISHED, Nice size 3-bedroom 2 full baths, home with mudroom, laundry room, Office space, Kitchen and Living room with real tongue and groove wood floors a beautiful Bay window in living room to watch nature in living color, large master bedroom with ensuite, both bathrooms have separate sinks with plenty of space don't have to share. The five acres (2 and half acres are fenced) comes complete with Tiki Hut/bar, BBQ area, saltwater pool with deck for sunbathing, carport and workshop, storage building, front gate is solar powered remote control, also double side gate to bring in your toys, RV, trailers, equipment. Grow your garden, bring your chickens, goats, cows, horses etc. watch the deer roam, don't wait dreaming of the country life make your move Today! (ADDITIONAL 5 ACRES FOR SALE LOT NEXT DOOR)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,344
Sqft
5 ac
Lot size
2000
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,827 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,827/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 5649 209TH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5649 209TH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5649 209TH ROAD FAQs
What would the monthly payment be for 5649 209TH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,827/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5649 209TH ROAD?+
The most recent tax bill on record (2025) was $1,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $250,000, this home is listed about 15% below the Live Oak median of $295,000. The market section on this page shows how the area is trending.
Listing courtesy of ECKERT REALTY & PROPERTY MGMT · Karen Hutson. MLS #TB8534522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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