Nicholas Giaccone
$199,9992 bd2 ba1,217 sqft$164 /sqft$1,594 /mo all-in ↓

4965 PURITAN CIRCLE UNIT 401, TAMPA, FL, 33617

Active11 days on marketListed Jul 30, 2026MLS #TB8533916

CondominiumRIVER OAKS CONDO IV

About this home

4965 PURITAN CIRCLE UNIT 401

Virtually Staged. First-floor living at its finest! Welcome to 4965 Puritan Circle #401, Tampa, FL 33617, a beautifully remodeled 2-bedroom, 2-bathroom condo in the gated River Oaks community. This move-in-ready, maintenance-free home offers approximately 1,217 square feet of updated living space with luxury vinyl flooring, fresh paint, recessed lighting, an open-concept layout, and a stunning kitchen featuring quartz countertops, custom cabinetry, stainless steel appliances, and a breakfast bar. The spacious primary suite includes an updated en-suite bath, while both bathrooms have been completely renovated with designer tile, modern vanities, and brushed gold fixtures. Step outside to the oversized screened patio—perfect for relaxing or entertaining—with one of the community pools less than 100 feet away. River Oaks offers two pools, a clubhouse, scenic walking paths, and private Hillsborough River access for kayaking, canoeing, and fishing. The condo also includes a covered assigned parking space with additional guest parking. The HOA covers water, trash, exterior building insurance, pest control, and exterior maintenance, allowing you to enjoy true maintenance-free living. Investor-friendly! Rentals are allowed immediately after purchase, making this an excellent opportunity for both homeowners and investors. Conveniently located just minutes from USF, Moffitt Cancer Center, AdventHealth, the VA Hospital, Busch Gardens, I-75, I-4, Downtown Tampa, and less than five minutes from shopping, dining, grocery stores, coffee shops, and fitness centers. Offered at $199,999, this beautifully renovated first-floor condo offers modern upgrades, resort-style amenities, an unbeatable location, and outstanding investment potential. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,217

Sqft

1981

Year built

One

Levels

$164

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationOther
FacesWest
ExteriorOther

Community & fees

Taxes (2024)$2,023/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Community Mailbox · Deed Restrictions · Gated Community - Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,594 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$169
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,594/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$169
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$125KedgeAI estimate $137,735 · range $130K$167K$208K

vs edgeAI estimate

+45.2%

$/sqft vs Tampa actives

$164 vs $299

Days on market

11 vs 43 typical

Where $164/sqft sits among the 400 Tampa actives

191 · this home
120
30
19
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside 40th Street Corridor

Map of 4965 PURITAN CIRCLE UNIT 401 inside its neighborhood boundary

Drive times from this address

Downtown Tampa16 min
Tampa Int’l Airport (TPA)27 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

40th Street Corridor — neighborhood snapshot

Population

37,490

Median age

36

Median income

$44,203

Median home value

$172,343

Avg household

2

Households w/ children

3,868

For the school run

Hillsborough County School District

HighKing High School★★★★
ElementaryRobles Elementary School★★★★★
MiddleGreco Middle Magnet School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$432K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

207 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the TAMPA 33617 median. See the full Tampa market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $199,999 · 11 days on market since
1981Built · RIVER OAKS CONDO IV

Reality check

What actually sold near 4965 PURITAN CIRCLE UNIT 401

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4901 E IDLEWILD AVENUESold · Jul ’26

$227,000

4901 E IDLEWILD AVENUE

3 bd · 2 ba · 1,220 sqft · $186/sqft · 2 DOM

3821 E NORFOLK STREETSold · Jul ’26

$324,999

3821 E NORFOLK STREET

3 bd · 2 ba · 1,200 sqft · $271/sqft · 3 DOM

3009 E FLORA STREETSold · Jul ’26

$352,000

3009 E FLORA STREET

3 bd · 2 ba · 1,200 sqft · $293/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 4965 PURITAN CIRCLE UNIT 401 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4965 PURITAN CIRCLE UNIT 401 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4965 PURITAN CIRCLE UNIT 401 FAQs

What would the monthly payment be for 4965 PURITAN CIRCLE UNIT 401?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4965 PURITAN CIRCLE UNIT 401?+

The most recent tax bill on record (2024) was $2,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4965 PURITAN CIRCLE UNIT 401?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $199,999, this home is listed about 56% below the Tampa median of $449,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4965 PURITAN CIRCLE UNIT 401?+

King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Michael Matthews. MLS #TB8533916.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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