1341 RANCHWOOD DRIVE, CLEARWATER, FL, 33764
Active91 days on marketListed May 12, 2026MLS #TB8503562
About this home
1341 RANCHWOOD DRIVE
Virtually Staged. BRAND NEW ROOF JUST INSTALLED!! Excellent Buying opportunity! Located in the highly desirable Morningside Estates neighborhood, this beautifully maintained four bedroom, two bath home offers comfort, functionality, and an exceptional Florida lifestyle in an X flood zone. The attached two-car garage adds convenience and storage. A spacious updated kitchen showcases custom-designed cabinetry, stainless steel appliances and abundant storage, opening seamlessly to the inviting family room with built-in cabinets and shelving. Glass sliders lead to an expansive Florida room overlooking the sparkling in-ground pool, creating the perfect backdrop for year-round indoor-outdoor living. The private backyard retreat features extensive pool decking with plenty of space for lounging, dining and entertaining guests, while the large pool provides the ideal setting for cooling off on warm Florida days or hosting weekend gatherings. The spacious primary suite includes a walk-in closet and an updated ensuite bath with dual sinks. Ideally located minutes from world-famous Clearwater Beach, popular dining and shopping destinations with easy access to both Tampa and St. Pete, this home delivers the best of comfort, recreation and location. Come and see this amazing home today and make it yours tomorrow!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,049
Sqft
0.24 ac
Lot size
2
Garage
1966
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.6%
$/sqft vs Clearwater actives
$249 vs $218
Days on market
91 vs 54 typical
Where $249/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Morningside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Morningside — neighborhood snapshot
Population
1,225
Median age
54
Median income
$72,389
Median home value
$349,027
Avg household
2
Households w/ children
73%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $330K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 142% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1341 RANCHWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$650,000
1368 WHISPERING PINES DRIVE · same community
4 bd · 2 ba · 1,695 sqft · $383/sqft · 32 DOM
Sold · Dec ’25$525,000
2174 KENT AVENUE
3 bd · 2 ba · 2,018 sqft · $260/sqft · 150 DOM
Sold · Aug ’25$460,000
1870 WATEROAK DRIVE W
4 bd · 2 ba · 2,017 sqft · $228/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1341 RANCHWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1341 RANCHWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1341 RANCHWOOD DRIVE FAQs
What would the monthly payment be for 1341 RANCHWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,188/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1341 RANCHWOOD DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1341 RANCHWOOD DRIVE?+
The most recent tax bill on record (2025) was $9,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1341 RANCHWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $509,900, this home is listed about 85% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1341 RANCHWOOD DRIVE?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$509,900 runs 142% above the CLEARWATER 33764 median — but at 2,049 sqft it's also 62% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $559,900, now $509,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Meredith Johnson. MLS #TB8503562.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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