Nicholas Giaccone
$1,050,000$1,150,0005 bd4 ba3,304 sqft$318 /sqft$6,969 /mo all-in ↓

17825 SIMMS ROAD, ODESSA, FL, 33556

Active91 days on marketListed May 1, 2026MLS #TB8501707

Reduced $100KWaterfrontPrivate poolSingle Family ResidenceLAKES OF KEYSTONE

About this home

17825 SIMMS ROAD

Welcome to this exceptional custom estate nestled on 1.25 beautifully maintained acres in the prestigious Lakes of Keystone area of Odessa, where timeless elegance, privacy, and modern updates come together in one remarkable property. Overlooking a tranquil pond with water access, this meticulously maintained residence offers the peaceful lifestyle discerning buyers seek while remaining minutes from Tampa's premier conveniences. From the moment you arrive, the home's stately brick exterior, brick-column entrance, fenced frontage, mature oak trees, and manicured landscaping create an unforgettable first impression. Designed with both everyday comfort and gracious entertaining in mind, the home offers a thoughtfully planned three-way split floor plan with 4 bedrooms, 4 full bathrooms, and an expansive upstairs bonus suite. Inside, elegant formal living and dining rooms feature rich hardwood flooring and French doors opening directly to the pool and lanai, creating a seamless indoor-outdoor flow. The private primary suite occupies its own wing, offering a peaceful retreat with crown molding, direct pool access, a spacious walk-in closet, and a luxurious spa-inspired bath featuring dual granite vanities, a soaking tub, separate walk-in shower, and private water closet. At the center of the home, soaring vaulted ceilings and beautifully finished travertine flooring enhance the warm, inviting living spaces. The chef's kitchen is designed to impress, featuring custom wood cabinetry, granite countertops, a generous center island, Thermador double ovens, Thermador electric cooktop, Samsung refrigerator, hidden walk-in pantry, and abundant storage. Just beyond, the light-filled breakfast nook is highlighted by a distinctive brick accent wall and oversized windows capturing peaceful views of the pool, backyard, and pond. Two generously sized guest bedrooms are conveniently located near the main living area and share a well-appointed bathroom, while a fourth bedroom and adjacent full bath are perfectly positioned as a guest suite or pool bath. Upstairs, a spacious bonus room with its own closet and full bathroom offers exceptional flexibility as a private guest retreat, fifth bedroom, media room, or home office. The home's extensive list of recent improvements provides tremendous value and peace of mind, including hurricane-impact windows (2022), a new roof (2024), well pump (2024), owned solar panel system (2024), water heater (2025), and septic service (2024). The energy-efficient solar system keeps monthly electric costs exceptionally low, averaging approximately $50 per month or less. Outdoor living is equally impressive. The screened swimming pool, covered lanai, and elegant travertine pool deck create an inviting setting for year-round entertaining, family gatherings, or quiet evenings overlooking the expansive backyard and picturesque pond. Whether enjoying your morning coffee or hosting friends for sunset dinners, the outdoor spaces offer the privacy and serenity that define true Florida estate living. Ideally situated in one of Odessa's most desirable communities, this exceptional property offers the perfect balance of peaceful country-style living with convenient access to the Veterans Expressway, Tampa International Airport, shopping, dining, medical facilities, and is zoned for highly acclaimed Steinbrenner High School. Combining timeless craftsmanship, quality upgrades, generous living spaces this is a great home with room to breath.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,304

Sqft

1.25 ac

Lot size

3

Garage

2000

Year built

One

Levels

$318

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Faces Side
ExteriorIrrigation System · Private Mailbox · Sliding Doors

Community & fees

HOA fee$83/mo
Taxes (2025)$7,999/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sprinkler Well · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,969 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property tax — 2025 actual bill$667
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,000
Interest rate6.00%
Loan term

Estimated payment

$6,969/mo

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property taxes (actual bill)$667
HOA / condo fee$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$918KedgeAI estimate $967,984 · range $956K$998K$1.1M

vs edgeAI estimate

+8.5%

$/sqft vs Odessa actives

$318 vs $270

Days on market

91 vs 38 typical

Where $318/sqft sits among the 206 Odessa actives

85
65 · this home
20
7
10
19
$187–259$259–331$331–404$404–476$476–548$548+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 17825 SIMMS ROAD

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

113 of 206

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,050,000 $100K
May 1, 2026Listed at $1,150,000 · 91 days on market since
2000Built · LAKES OF KEYSTONE

Reality check

What actually sold near 17825 SIMMS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7547 DUNBRIDGE DRIVESold · Jun ’26

$910,000

7547 DUNBRIDGE DRIVE

4 bd · 2.5 ba · 3,323 sqft · $274/sqft · 9 DOM

10501 CYNDEE LANESold · May ’26

$900,000

10501 CYNDEE LANE

4 bd · 2.5 ba · 3,179 sqft · $283/sqft · 61 DOM

17018 CRAWLEY ROADSold · Apr ’26

$789,900

17018 CRAWLEY ROAD

6 bd · 2.5 ba · 3,143 sqft · $251/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 17825 SIMMS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17825 SIMMS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17825 SIMMS ROAD FAQs

What would the monthly payment be for 17825 SIMMS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,969/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17825 SIMMS ROAD?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17825 SIMMS ROAD?+

The most recent tax bill on record (2025) was $7,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17825 SIMMS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $1,050,000, this home is listed about 40% above the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 17825 SIMMS ROAD?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,050,000 runs 57% above the ODESSA 33556 median — but at 3,304 sqft it's also 21% larger than the typical Odessa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

91 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,150,000, now $1,050,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Jason Pithers. MLS #TB8501707.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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