197 GULFVIEW ROAD, PUNTA GORDA, FL, 33950
Active247 days on marketListed Dec 1, 2025MLS #TB8450512
About this home
197 GULFVIEW ROAD
Discover your dream Turnkey Second Home or Vacation Rental! This stunning 4-bedroom oasis comes fully furnished and features a gourmet kitchen designed for culinary enthusiasts, complete with elegant granite countertops, rich wood cabinetry, and top-of-the-line stainless steel Kenmore Elite appliances. The spacious island comes with a built-in wine rack and refrigerator, making it excellent for entertainment. Experience the luxury of a formal living room, dining room, and separate family room that provide ample space to relax. The master suite is a true retreat, offering walk-out access to the lanai, two expansive walk-in closets, and a spa-like master bath with porcelain flooring, dual sinks, and a spacious walk-in shower. The thoughtfully designed split bedroom floor plan includes three generously sized bedrooms that share an updated bath. Enjoy added convenience with a dedicated laundry room off the kitchen, complete with storage cabinets and a utility sink. Go outside to your private lanai, featuring an inviting in-ground heated pool surrounded by a beautiful travertine deck, and a concrete dock just short distance for your water activities. Additional features include a stylish brick paver circular driveway and an oversized two-car garage with side entry.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,426
Sqft
0.35 ac
Lot size
2
Garage
2005
Year built
One
Levels
$362
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,918 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,918/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs PUNTA GORDA ISLES SEC 04
$362 vs $374
Days on market
247 vs 60 typical
Where $362/sqft sits among the 11 homes for sale in PUNTA GORDA ISLES SEC 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $340K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
5 of 11
PUNTA GORDA ISLES SEC 04 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 230% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 197 GULFVIEW ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$865,000
2260 PALM TREE DRIVE · same community
3 bd · 3 ba · 2,479 sqft · $349/sqft · 10 DOM
Sold · Mar ’26$1,550,000
2410 W MARION AVENUE · same community
3 bd · 3 ba · 2,504 sqft · $619/sqft · 67 DOM
Sold · Jun ’26$950,000
48 TROPICANA DRIVE · same community
3 bd · 3 ba · 2,527 sqft · $376/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 197 GULFVIEW ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 197 GULFVIEW ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
197 GULFVIEW ROAD FAQs
What would the monthly payment be for 197 GULFVIEW ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,918/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 197 GULFVIEW ROAD?+
The most recent tax bill on record (2025) was $8,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 197 GULFVIEW ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $879,000, this home is listed about 159% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 197 GULFVIEW ROAD?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$879,000 runs 230% above the PUNTA GORDA 33950 median — but at 2,426 sqft it's also 44% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
247 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,100,000, now $879,000 — a $221K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8450512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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