Nicholas Giaccone
$174,900$199,9002 bd2 ba1,485 sqft$118 /sqft$1,527 /mo all-in ↓

34124 ESTATES LANE, WESLEY CHAPEL, FL, 33543

Active621 days on marketListed Nov 21, 2024MLS #TB8323758

Priced 50% below the WESLEY CHAPEL 33543 medianReduced $25KManufactured HomeTIMBER LAKE ESTATES

About this home

34124 ESTATES LANE

LOOKING FOR A SPACIOUS HOME WITH VERSATILE OPTIONS? This property offers 2 bedrooms, 2 full baths and the flexibility of converting the office/den into a 3rd bedroom by adding a closet. Enjoy an eat-in kitchen, oversized formal dining and living areas with built-in features, and a garden bath with a separate walk-in shower and dual sinks. Recent updates include a new HVAC, washer, refrigerator, dishwasher, range, and water softener (all since 2019). Storage abounds, and the tiled Florida room adds extra living space. Located in a gated community with no age restrictions and no lot rent, the low monthly fee includes grass cutting, trash, water, sewer, and access to two pools and clubhouses. Larger dogs are welcome (with some breed restrictions). Conveniently close to shopping, dining, fitness center, homestore, eateries and just a minutes drive from Wiregrass Town Center.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,485

Sqft

0.09 ac

Lot size

1

Garage

1991

Year built

One

Levels

$118

Per sqft

Pets allowed

Inside

FlooringLaminate · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Skylight(s) · Split Bedroom · Walk-In Closet(s)
LaundryOutside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionMetal Frame · Vinyl Siding
FoundationCrawlspace
FacesNorth
ExteriorStorage

Community & fees

HOA fee$217/mo
Taxes (2024)$520/yr
PetsBreed Restrictions, Yes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Private
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,527 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2024 actual bill$43
HOA fee — from the listing$217
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,122
Interest rate6.00%
Loan term

Estimated payment

$1,527/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$43
HOA / condo fee$217
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$168KedgeAI estimate $185,972 · range $180K$188K$196K

vs edgeAI estimate

−6%

$/sqft vs TIMBER LAKE ESTATES

$118 vs $156

Days on market

621 vs 45 typical

Where $118/sqft sits among the 18 homes for sale in TIMBER LAKE ESTATES

2 · this home
4
5
4
1
2
$118–132$132–147$147–162$162–177$177–191$191+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Timber Lake Estates

Map of 34124 ESTATES LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)46 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Timber Lake Estates — neighborhood snapshot

Population

1,254

Median age

39

Median income

$104,318

Median home value

$366,000

Avg household

3

Households w/ children

257

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighWesley Chapel High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

13 of 18

TIMBER LAKE ESTATES have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $174,900 $25K
Nov 21, 2024Listed at $199,900 · 621 days on market since
1991Built · TIMBER LAKE ESTATES

Reality check

What actually sold near 34124 ESTATES LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3118 SHADY CREEK DRIVESold · Jul ’26

$165,000

3118 SHADY CREEK DRIVE · same community

3 bd · 2 ba · 1,456 sqft · $113/sqft · 49 DOM

3125 BRIAR STREETSold · May ’26

$170,000

3125 BRIAR STREET · same community

3 bd · 2 ba · 1,440 sqft · $118/sqft · 65 DOM

3020 MOSS HILL STREETSold · Oct ’25

$155,000

3020 MOSS HILL STREET · same community

3 bd · 2 ba · 1,539 sqft · $101/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 34124 ESTATES LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34124 ESTATES LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

34124 ESTATES LANE FAQs

What would the monthly payment be for 34124 ESTATES LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,527/mo — principal and interest, the actual property-tax bill, the $217/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 34124 ESTATES LANE?+

The association fee works out to $217 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 34124 ESTATES LANE?+

The most recent tax bill on record (2024) was $520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 34124 ESTATES LANE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $174,900, this home is listed about 60% below the Wesley Chapel median of $435,538. The market section on this page shows how the area is trending.

Which schools are assigned to 34124 ESTATES LANE?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Wesley Chapel High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WESLEY CHAPEL 33543 market on paper

$174,900 is 50% below the WESLEY CHAPEL 33543 median of $350,000, and at $118/sqft it sits under the Wesley Chapel average of $221.

02Time on market is leverage

621 days on market against a Wesley Chapel median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $199,900, now $174,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BILL NYE REALTY · Kathryn Vanater. MLS #TB8323758.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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