5533 VIGO LOOP, ST CLOUD, FL, 34771
Active69 days on marketListed May 11, 2026MLS #S5149624
About this home
5533 VIGO LOOP
PRICE TO SELL!!!UP TO $4,000 IN BUYER INCENTIVES AVAILABLE! This property may qualify for up to $4,000 in closing cost credit when using the seller's preferred lender. Ask us how to qualify! Welcome to this stunning 2022-built two-story home in St. Cloud, offering 4 bedrooms (with a versatile flex room that can serve as a 5th bedroom), 3.5 bathrooms, and 2,222 sq ft of thoughtfully designed living space. From the moment you step through the elegant glass-panel front door, you're greeted by luxury vinyl plank flooring, recessed lighting, and an open-concept layout that flows seamlessly from the foyer to the bright living and dining areas. The chef-inspired kitchen features quartz countertops, gray shaker cabinets, stainless steel Samsung appliances, a large center island with breakfast bar seating, and a pendant chandelier — perfect for entertaining. The open family room boasts a ceiling fan, custom floating shelves, and a large sliding glass door leading to a covered patio overlooking a spacious fully fenced backyard — ideal for outdoor gatherings and Florida living at its best. Upstairs, the expansive primary suite impresses with dual windows, plush carpet, recessed lighting, and a spa-like en-suite bath with a double vanity, quartz counters, glass-enclosed walk-in shower, and a private water closet. Secondary bedrooms are generously sized and share a Jack-and-Jill bathroom with double sinks. A large bonus/flex room with dual closets provides the perfect space for a home office, playroom, or 5th bedroom. The upstairs laundry room adds everyday convenience. This home comes with a transferable leased solar panel system at only $125/month — a smart investment that can save you $100 to $200 monthly on your electric bill! With a 25-year agreement easily assumable by the new owner, you start saving from day one. In sunny Central Florida, this is a feature that truly pays for itself. Additional highlights include a 2-car garage and a white vinyl privacy fence. Enjoy resort-style community amenities including a beautiful pool with covered cabana and a playground — all in a well-maintained neighborhood. No short-term rentals allowed. Don't miss this move-in ready gem in the heart of St. Cloud!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,222
Sqft
0.21 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,432 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,432/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs SIENA RESERVE
$198 vs $294
Days on market
69 vs 33 typical
Where $198/sqft sits among the 13 homes for sale in SIENA RESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
2 of 13
SIENA RESERVE have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5533 VIGO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$455,000
23124 SW 130th Ave, Miami FL 33170 · same community
4 bd · 2.5 ba · 1,827 sqft · $249/sqft · 18 DOM
Sold · Apr ’26$435,000
12972 SW 233rd Ter, Homestead FL 33032 · same community
3 bd · 2.5 ba · 1,545 sqft · $282/sqft · 90 DOM
Sold · Jul ’25$520,000
23422 SW 133 CT, Miami FL 33170 · same community
3 bd · 2.5 ba · 1,443 sqft · $360/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 5533 VIGO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5533 VIGO LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5533 VIGO LOOP FAQs
What would the monthly payment be for 5533 VIGO LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,432/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5533 VIGO LOOP?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5533 VIGO LOOP?+
The most recent tax bill on record (2025) was $5,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5533 VIGO LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $439,777, this home is listed about 3% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5533 VIGO LOOP?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX PREMIER PROPERTIES · Julio Salgado. MLS #S5149624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5533 VIGO LOOP but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →