Nicholas Giaccone
$419,9993 bd2 ba1,824 sqft$230 /sqft$3,163 /mo all-in ↓

2902 AFTON CIRCLE, ORLANDO, FL, 32825

Active3 days on marketListed Jul 30, 2026MLS #O6428141

WaterfrontSingle Family ResidenceANDOVER LAKES PH 01C

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Sat, Aug 8

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About this home

2902 AFTON CIRCLE

Welcome to 2902 Afton Circle, where thoughtful updates and a picturesque pond and conservation setting come together in one of Orlando's most inviting homes. This 3-bedroom, 2-bath residence offers 1,824 square feet of bright, open living space with soaring cathedral ceilings, skylights, and a wood-burning fireplace that creates a warm focal point for the living area. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a roll-out pantry shelving system, a newer Whirlpool microwave, and an open layout overlooking the main living spaces. Recent improvements include Andersen windows and French doors, updated flooring, custom 3-Day blinds, and a high-efficiency 3.5-ton, 16-SEER HVAC system. The true highlight of this home is the backyard. Relax on the covered and screened lanai while enjoying peaceful pond and conservation views. The fully fenced yard is beautifully landscaped with native Florida plants, creating a low-maintenance garden that attracts butterflies and hummingbirds while providing a natural setting to enjoy local wildlife. Additional exterior improvements include gutters, LED security lighting, updated exterior fixtures, attic sealing, and thoughtfully designed garden beds with paver walkways. Located in Andover Lakes, residents enjoy access to community parks and playgrounds, with nearby tennis and pickleball courts, shopping, dining, major employers, UCF, Valencia College, Orlando International Airport, and convenient highway access. This home combines comfortable indoor living, exceptional outdoor space, and an outstanding location ready for its next owner.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,824

Sqft

0.12 ac

Lot size

2

Garage

1999

Year built

One

Levels

$230

Per sqft

WaterfrontGarden & Trees/Woods & Water view

Inside

FlooringHardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
ViewGarden · Trees/Woods · Water
FacesEast
ParkingGarage Door Opener
ExteriorPrivate Mailbox · Private Yard · Sidewalk

Community & fees

HOA fee$29/mo
Taxes (2025)$3,793/yr
PetsNo

Utilities & systems

UtilitiesCable Available · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,163 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$316
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,163/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$316
HOA / condo fee$29
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$403KedgeAI estimate $456,083 · range $446K$478K$497K

vs edgeAI estimate

−7.9%

$/sqft vs Orlando actives

$230 vs $250

Days on market

3 vs 34 typical

Where $230/sqft sits among the 400 Orlando actives

94
129 · this home
94
49
7
27
$150–205$205–259$259–313$313–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Andover Lakes

Map of 2902 AFTON CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando15 min
Orlando Int’l Airport (MCO)18 min
Universal Orlando27 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Andover Lakes — neighborhood snapshot

Population

3,488

Median age

35

Median income

$89,861

Median home value

$355,700

Avg household

3

Households w/ children

489

For the school run

Orange County School District

ElementaryAndover Elementary★★★★
MiddleOdyssey Middle★★★★★
HighUniversity High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

169 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the ORLANDO 32825 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $419,999 · 3 days on market since
1999Built · ANDOVER LAKES PH 01C

Reality check

What actually sold near 2902 AFTON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3154 BENSON PARK BOULEVARDSold · May ’26

$408,000

3154 BENSON PARK BOULEVARD

3 bd · 2 ba · 1,827 sqft · $223/sqft · 48 DOM

6349 CEDAR CHASE COURTSold · Jan ’26

$425,000

6349 CEDAR CHASE COURT

4 bd · 2 ba · 1,828 sqft · $232/sqft · 8 DOM

4791 WATERSIDE POINTE CIRCLESold · Nov ’25

$393,000

4791 WATERSIDE POINTE CIRCLE

4 bd · 2.5 ba · 1,833 sqft · $214/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 2902 AFTON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2902 AFTON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2902 AFTON CIRCLE FAQs

What would the monthly payment be for 2902 AFTON CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,163/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2902 AFTON CIRCLE?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2902 AFTON CIRCLE?+

The most recent tax bill on record (2025) was $3,793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2902 AFTON CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $419,999, this home is listed about 8% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2902 AFTON CIRCLE?+

Andover Elementary (elementary), Odyssey Middle (middle), University High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$419,999 runs 18% above the ORLANDO 32825 median — but at 1,824 sqft it's also 15% larger than the typical Orlando listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Orlando market that averages 34 — if it fits, move quickly.

04Strong assigned schools

Andover Elementary, Odyssey Middle, University High — Andover Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX TOWN CENTRE · David Sanchez. MLS #O6428141.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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