Nicholas Giaccone
$335,000$369,9004 bd2 ba1,916 sqft$175 /sqft$2,760 /mo all-in ↓

1790 E GEORGIA STREET, BARTOW, FL, 33830

Active279 days on marketListed Oct 21, 2025MLS #L4956691

Reduced $35KSingle Family ResidenceHIGHLAND PARK SUB

About this home

1790 E GEORGIA STREET

Seller Financing Available – Your Opportunity Starts Here!! Welcome to 1790 E Georgia Street, a newer 2023-built home offering over 1,900 square feet of modern living with no HOA and no CDD. Finally, a property with the freedom and space you’ve been looking for — bring your boat, RV, or work trailer and still have room to spare on this spacious corner lot. Inside, you’ll find a bright open layout featuring granite countertops, solid wood soft-close cabinets, and high-end stainless steel appliances. The home’s split floor plan provides privacy and comfort, with the fourth bedroom to be completed before closing. Enjoy peaceful mornings on your front porch overlooking a quiet view and unwind in a neighborhood that feels tucked away yet conveniently located just off US Highway 17, offering easy access to shopping, dining, and nearby city amenities. If you’ve been searching for a newer home with room for all your toys and no neighborhood restrictions, this is the one. Seller financing options may be available — reach out for details and to explore your options. If traditional financing hasn’t worked out in the past, this could be the opportunity you’ve been waiting for. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,916

Sqft

0.24 ac

Lot size

2

Garage

2023

Year built

One

Levels

$175

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Private Mailbox

Community & fees

Taxes (2024)$5,751/yr

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,760 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2024 actual bill$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,760/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$322KedgeAI estimate $366,121 · range $343K$398K$414K

vs edgeAI estimate

−8.5%

$/sqft vs Bartow actives

$175 vs $176

Days on market

279 vs 42 typical

Where $175/sqft sits among the 126 Bartow actives

23
26
32 · this home
21
14
10
$112–138$138–164$164–190$190–216$216–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 1790 E GEORGIA STREET

Drive times from this address

Downtown Tampa54 min
Walt Disney World59 min
Tampa Int’l Airport (TPA)65 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

69 of 126

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

CurrentPrice reduced to $335,000 $35K
Oct 21, 2025Listed at $369,900 · 279 days on market since
2023Built · HIGHLAND PARK SUB

Reality check

What actually sold near 1790 E GEORGIA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1830 E GEORGIA STREETSold · May ’26

$119,000

1830 E GEORGIA STREET · same community

3 bd · 1 ba · 1,292 sqft · $92/sqft · 74 DOM

1165 FAIRVIEW AVENUESold · Dec ’25

$270,000

1165 FAIRVIEW AVENUE · same community

3 bd · 2 ba · 1,227 sqft · $220/sqft · 47 DOM

1115 S VIRGINIA AVENUESold · Jan ’26

$169,000

1115 S VIRGINIA AVENUE · same community

3 bd · 1 ba · 968 sqft · $175/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1790 E GEORGIA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1790 E GEORGIA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1790 E GEORGIA STREET FAQs

What would the monthly payment be for 1790 E GEORGIA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,760/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1790 E GEORGIA STREET?+

The most recent tax bill on record (2024) was $5,751. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $335,000, this home is listed about 3% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1790 E GEORGIA STREET?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$335,000 runs 10% above the BARTOW 33830 median.

02Time on market is leverage

279 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $369,900, now $335,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY PRESTIGE · Veronica Bard. MLS #L4956691.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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