3817 ISLAMORADA DRIVE, ORMOND BEACH, FL, 32176
Active1 days on marketListed Jul 28, 2026MLS #J1003474
About this home
3817 ISLAMORADA DRIVE
Life just feels different when the beach is this close! Spend your mornings walking to the sand, your afternoons relaxing by your private pool, and your evenings enjoying the coastal breeze from home. Tucked away in the sought-after Coquina Key community of Ormond Beach, this three-story home offers the perfect balance of privacy, space, and beachside living. With private community beach access via a boardwalk just steps away, you'll enjoy one of the area's most peaceful stretches of coastline bordering a state park. This is the coastal lifestyle you've been waiting for! The first floor features two bedrooms, a sitting room piped for a wet bar right off the pool, a full bathroom, and garage access, making it an ideal setup for guests, extended family, or anyone wanting a little extra separation. Head upstairs to the heart of the home, where natural light fills the open-concept living and dining areas. Large windows frame beautiful ocean views, creating the perfect backdrop whether you're entertaining guests or simply enjoying a quiet evening at home. The spacious balcony extends your living space outdoors, while the kitchen offers abundant cabinetry, a walk-in pantry, and overlooks the main living areas, making it easy to stay connected while cooking and entertaining. The entire third floor is dedicated to the primary suite, creating a true owner's retreat. Wake up each morning to incredible ocean views before stepping into your spacious ensuite featuring dual vanities, a soaking tub, walk-in shower, private water closet, and a generous walk-in closet. Just outside the primary suite, you'll find a versatile bonus space that's perfect for a home office, fitness area, nursery, reading nook, or whatever best fits your lifestyle. With vaulted ceilings and an entire floor dedicated to the owner's retreat, this level truly feels like your own private escape! Thoughtfully maintained and updated, this home has been freshly painted inside and out and features a newer tile roof, multiple newer HVAC systems, updated electrical, hurricane shutters installed in 2019, a central vacuum system, a brand-new pool screen enclosure, new pool pump, and new sprinkler pump. The chlorine pool is also pre-plumbed for saltwater conversion if desired. There's even space to add an elevator, offering additional flexibility for long-term living. Whether you're looking for a full-time residence or the perfect coastal getaway, this home combines the updates you want, the layout you'll love, and the ocean views you've been dreaming of--all just a short walk from the beach. Come see what makes Coquina Key so special!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,930
Sqft
0.16 ac
Lot size
2
Garage
2004
Year built
Three Or More
Levels
$402
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,288 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,288/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 3817 ISLAMORADA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3817 ISLAMORADA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3817 ISLAMORADA DRIVE FAQs
What would the monthly payment be for 3817 ISLAMORADA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,288/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3817 ISLAMORADA DRIVE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3817 ISLAMORADA DRIVE?+
The most recent tax bill on record (2025) was $7,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3817 ISLAMORADA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $775,000, this home is listed about 82% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3817 ISLAMORADA DRIVE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$775,000 runs 118% above the ORMOND BEACH 32176 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Ormond Beach market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1003474.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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