2431 NW 4TH TERRACE UNIT 2431, GAINESVILLE, FL, 32609
Active18 days on marketListed Jul 23, 2026MLS #GC542178
About this home
2431 NW 4TH TERRACE UNIT 2431
Spacious 4-bedroom, 2.5-bath, two-story corner unit located in a quiet cul-de-sac in NW Gainesville. Enjoy a screened-in back patio and convenient washer/dryer hookups. Pest control, lawn care, and professional management are all included.This is (1) unit in a 5-unit complex.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,575
Sqft
0.44 ac
Lot size
1992
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$1 vs $201
Days on market
18 vs 44 typical
Where $1/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stephen Foster
Get to know Gainesville. See the full Gainesville guide →
Stephen Foster — neighborhood snapshot
Population
1,519
Median age
55
Median income
$47,944
Median home value
$178,234
Avg household
2
Households w/ children
87%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
184 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32609 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2431 NW 4TH TERRACE UNIT 2431
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,000
1423 NW 11TH ROAD
3 bd · 2 ba · 1,563 sqft · $205/sqft · 28 DOM
Sold · Aug ’25$409,000
1318 NW 7TH ROAD
3 bd · 2 ba · 1,561 sqft · $262/sqft · 29 DOM
Sold · Oct ’25$325,000
1022 NE 8TH AVENUE
3 bd · 2 ba · 1,590 sqft · $204/sqft · 432 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2431 NW 4TH TERRACE UNIT 2431 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2431 NW 4TH TERRACE UNIT 2431 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2431 NW 4TH TERRACE UNIT 2431 FAQs
What would the monthly payment be for 2431 NW 4TH TERRACE UNIT 2431?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2431 NW 4TH TERRACE UNIT 2431?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,775, this home is listed about 99% below the Gainesville median of $296,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2431 NW 4TH TERRACE UNIT 2431?+
Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RESOURCE REALTY, LLC · Eric Buigas. MLS #GC542178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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