4025 SW 20TH DRIVE, GAINESVILLE, FL, 32608
Active14 days on marketListed Jul 23, 2026MLS #GC542171
About this home
4025 SW 20TH DRIVE
Charming Historic Cracker Home on a Sprawling Oak-Canopied Lot – Prime Gainesville Location! Discover your private retreat just minutes from everything that matters. Tucked away from the hustle and bustle on an extra-large, beautifully wooded lot draped in majestic century-old oaks, this classic Florida Cracker home offers rare peace and tranquility while being only 2–3 miles from Shands Hospital and the University of Florida. Step inside this inviting 3-bedroom, 2-bathroom residence boasting 1,774 sq ft of comfortable living space. The home features original wood floors, a durable metal roof, and a wonderful sunroom perfect for morning coffee, reading, or simply soaking in the natural surroundings. The timeless Cracker architecture delivers character and charm at every turn, while the expansive lot provides endless possibilities—whether you envision a garden oasis, outdoor entertaining area, or simply enjoying the shade of those magnificent oaks. Convenience is unmatched: quick access to shopping, dining, UF, Shands Hospital, and the Vet School means you’re truly right around the corner from it all, yet insulated from the noise and traffic. This is the ideal blend of old-Florida charm, modern-day practicality, and unbeatable location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,774
Sqft
0.38 ac
Lot size
1940
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$1 vs $201
Days on market
14 vs 45 typical
Where $1/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
178 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4025 SW 20TH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
3617 SW 20TH STREET · same community
3 bd · 2 ba · 1,665 sqft · $195/sqft · 84 DOM
Sold · May ’26$300,000
1727 SW 42ND AVENUE
4 bd · 3 ba · 1,829 sqft · $164/sqft · 46 DOM
Sold · Feb ’26$345,000
4805 SW 19TH STREET
3 bd · 2 ba · 1,680 sqft · $205/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4025 SW 20TH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4025 SW 20TH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4025 SW 20TH DRIVE FAQs
What would the monthly payment be for 4025 SW 20TH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4025 SW 20TH DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,700, this home is listed about 99% below the Gainesville median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4025 SW 20TH DRIVE?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CMP REAL ESTATE · Chris Martin. MLS #GC542171.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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