
813 SW 99TH STREET, GAINESVILLE, FL, 32607
Active35 days on marketListed Jul 5, 2026MLS #GC541171
About this home
813 SW 99TH STREET
Tucked away on a 1.25-acre lot in the desirable Willow Bend subdivision, this renovated home offers the perfect blend of modern updates and peaceful country living—all without the restrictions of an HOA. From the moment you arrive, you'll appreciate the privacy provided by mature trees and the sense of space that is increasingly hard to find this close to Gainesville's conveniences. Inside, the transformation is immediately evident. The heart of the home is the stunning new kitchen, thoughtfully redesigned with stylish wood cabinetry, quartz countertops, and an oversized breakfast bar that opens seamlessly into the dining area, creating an ideal space for gathering with family and friends. New tile flooring flows throughout most of the home, complementing the soaring vaulted ceilings, cozy wood-burning fireplace, and French doors that invite natural light and backyard views into the living spaces. The spacious owner's suite has been beautifully remodeled into a private retreat, thoughtfully separated from the additional bedrooms for added comfort and privacy. A kitchen dinette provides the perfect spot for morning coffee, while the large pantry, oversized utility room, and two-car garage offer exceptional functionality and storage. Outside, an open wood deck overlooks the expansive backyard, providing endless opportunities for entertaining, gardening, pets, play, or simply enjoying the tranquil surroundings. Major improvements including a brand-new metal roof and new rear windows add both value and peace of mind. Located just minutes from I-75, shopping, dining, UF Health, HCA Florida North Florida Hospital, and the University of Florida, this move-in-ready property delivers the rare combination of acreage, privacy, and convenience that so many buyers are searching for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,511
Sqft
1.25 ac
Lot size
2
Garage
1983
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,586 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,586/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.5%
$/sqft vs Gainesville actives
$222 vs $202
Days on market
35 vs 44 typical
Where $222/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
185 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 813 SW 99TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$453,000
1711 GLEN OAK LANE · same community
4 bd · 2 ba · 1,583 sqft · $286/sqft · 4 DOM
Sold · Aug ’25$382,000
7532 DEUCE LANE # 7532, FL 33467 · same community
3 bd · 2 ba · 1,740 sqft · $220/sqft · 76 DOM
Sold · Oct ’25$405,000
1643 LYNSFIELD COURT · same community
4 bd · 2 ba · 1,742 sqft · $232/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 813 SW 99TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 813 SW 99TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
813 SW 99TH STREET FAQs
What would the monthly payment be for 813 SW 99TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,586/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 813 SW 99TH STREET?+
The most recent tax bill on record (2025) was $3,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $335,000, this home is listed about 12% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 813 SW 99TH STREET?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RABELL REALTY GROUP LLC · Kristen Rabell. MLS #GC541171.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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