18 BIG PINE DRIVE, PALM COAST, FL, 32164
Active100 days on marketListed Apr 23, 2026MLS #G5111425
About this home
18 BIG PINE DRIVE
Virtually Staged. Under Construction. This stunning Madison II villa home offers a perfect blend of comfort and elegance with 3 spacious bedrooms and 3 full baths, ensuring privacy and convenience. The open-concept design leads into a roomy kitchen, with the option to upgrade to a gourmet kitchen for culinary enthusiasts. A versatile bonus room upstairs, complete with its own full bath, provides additional space for a home office, guest suite, or recreational area. Step outside to enjoy a covered patio, perfect for outdoor gatherings or quiet relaxation. With a 2-car garage, this home provides both style and practicality, meeting all your modern living needs. **Photos are representative of the Madison II floor plan.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,885
Sqft
0.12 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,265 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,265/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs SEMINOLE TRACE
$162 vs $184
Days on market
100 vs 47 typical
Where $162/sqft sits among the 6 homes for sale in SEMINOLE TRACE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
4 of 6
SEMINOLE TRACE have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 18 BIG PINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$298,114
22 BIG PINE DRIVE · same community
3 bd · 3 ba · 1,885 sqft · $158/sqft · 0 DOM
Sold · May ’26$270,000
26 BIG PINE DRIVE · same community
3 bd · 3 ba · 1,885 sqft · $143/sqft · 0 DOM
Sold · May ’26$339,990
54 WINDMILL PALM WAY · same community
3 bd · 2 ba · 1,716 sqft · $198/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 18 BIG PINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 BIG PINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18 BIG PINE DRIVE FAQs
What would the monthly payment be for 18 BIG PINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,265/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18 BIG PINE DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18 BIG PINE DRIVE?+
The most recent tax bill on record (2025) was $1,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18 BIG PINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $304,597, this home is listed about 23% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18 BIG PINE DRIVE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5111425.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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