Nicholas Giaccone
$325,000$350,000≈$2,282 /mo all-in ↓

3RD ST, MONTVERDE, FL, 34756

Active166 days on marketListed Feb 7, 2026MLS #G5107895

✦ Priced 61% below the Montverde median✦ Reduced $25KNA

About this home

3RD ST

Build your dream home on this nice lot located on 3rd Street in the town of Montverde. Located at the dead-end of a street and close to Lake Apopka. This property makes up 2 lots totaling 12.20 areas. Situated in a quiet area with small-town charm, this property offers a great opportunity to enjoy a peaceful setting while still being close to Clermont, major roads, shopping, and dining. No HOA and plenty of potential to create your ideal home. This property borders the Montverde Academy Equestrian area, has walking distance to Lake Apopka, proximity to Bella Collina, 35 minutes to Walt Disney World®, 30 minutes to Downtown Orlando.

Facts & features

The home at a glance

9.87 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$778/yr

Utilities & systems

UtilitiesCable Available · Other
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,282 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,282/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Montverde

Map of 3RD ST

Drive times from this address

Downtown Orlando≈ 33 min
Universal Orlando≈ 36 min
Walt Disney World≈ 44 min
Orlando Int’l Airport (MCO)≈ 48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

The numbers that matter

The Montverde market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$820K → $778K

Montverde median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% below the Montverde median. See the full Montverde market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,000 ▼ $25K
Feb 7, 2026Listed at $350,000 · 166 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 3RD ST — start here.

CallText
nick@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3RD ST — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3RD ST FAQs

What would the monthly payment be for 3RD ST?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,282/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3RD ST?+

The most recent tax bill on record (2025) was $778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Montverde?+

At $325,000, this home is listed about 61% below the Montverde median of $840,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Montverde market on paper

$325,000 is 61% below the Montverde median of $840,000.

02Time on market is leverage

166 days on market against a Montverde median of 78 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $350,000, now $325,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of MONIQUE MCGUIRE REALTY INC · Monique McGuire. MLS #G5107895.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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