
98 ROLLING SANDS DRIVE, PALM COAST, FL, 32164
Active4 days on marketListed Jul 30, 2026MLS #FC320275
About this home
98 ROLLING SANDS DRIVE
Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table . Step into 2,265 square feet of all-brick craftsmanship— a home designed for buyers who value privacy, comfort, and a layout that supports everyday life without feeling crowded or chaotic. The entryway opens into a spacious central living area where the kitchen, dining room, and family room come together seamlessly, creating a natural hub for daily routines and relaxed gatherings. A separate living room sits just off this space, offering the flexibility to close it off and create a private office, media room, or quiet retreat. The kitchen is thoughtfully appointed with 36-inch upper cabinets, Whirlpool stainless steel appliances, generous counter space, abundant storage, and a cozy breakfast nook perfect for both quick mornings and slow, unhurried evenings. The primary suite is positioned as a true getaway, featuring an ensuite bath with dual vanities, a walk-in shower, and spacious walk-in closets. Additional bedrooms are located on the opposite side of the home, providing ideal separation for guests, work-from-home needs, or simply quieter personal space. A dedicated laundry room and a two-car garage add everyday convenience, while energy-efficient windows, a built-in pest defense system, and a full builder warranty, which means peace of mind and long-term confidence. This is a home built for steady routines, lasting comfort, and a sense of control in day-to-day living. Located at 98 Rolling Sands Dr, you’re just minutes from beaches, parks, schools, shopping, dining, golf, and more than 130 miles of walking and biking trails — giving you effortless access to the best of Palm Coast living. Photos are for illustration purposes only and may not reflect actual finishes.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,265
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,683 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs PALM COAST SEC 32
$173 vs $203
Days on market
4 vs 52 typical
Where $173/sqft sits among the 20 homes for sale in PALM COAST SEC 32
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 20
PALM COAST SEC 32 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 98 ROLLING SANDS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$378,700
25 ROXTON LANE · same community
4 bd · 3 ba · 2,265 sqft · $167/sqft · 31 DOM
Sold · Aug ’25$360,000
103 ROLLING SANDS DRIVE · same community
4 bd · 2 ba · 2,242 sqft · $161/sqft · 282 DOM
Sold · Mar ’26$302,000
4 ROLLS ROYCE COURT S · same community
4 bd · 2 ba · 2,236 sqft · $135/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 98 ROLLING SANDS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 98 ROLLING SANDS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
98 ROLLING SANDS DRIVE FAQs
What would the monthly payment be for 98 ROLLING SANDS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,683/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 98 ROLLING SANDS DRIVE?+
The most recent tax bill on record (2025) was $520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $391,800, this home is listed about 2% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 98 ROLLING SANDS DRIVE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC · Natasha Grubb. MLS #FC320275.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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