
1 COLONY POINT DRIVE UNIT A10, PUNTA GORDA, FL, 33950
Active37 days on marketListed Jun 30, 2026MLS #C7527873
About this home
1 COLONY POINT DRIVE UNIT A10
ONE OF THE BEST WATERFRONT LOCATIONS IN PUNTA GORDA! Perfectly positioned in the highly sought-after Colony Point community, this beautifully updated first-floor, 2-bedroom, 2-bath condo offers an unbeatable combination of panoramic Charlotte Harbor views, modern updates, and an effortless waterfront lifestyle. From the moment you walk inside, your eyes are drawn to the water. Nearly every room captures stunning harbor views where dolphins, manatees, sailboats, and some of Southwest Florida's most spectacular sunsets become part of your everyday routine. The enclosed lanai extends your living space year-round with IMPACT GLASS, pocket sliders for privacy, and direct access to the waterfront. Designed for both comfort and style, the open-concept floor plan features porcelain tile flooring throughout, soft coastal finishes, and a beautifully remodeled kitchen complete with granite countertops, REFACED CABINETS, NEW GARBAGE DISPOSAL, upgraded stainless steel appliances, REVERSE OSMOSIS water filtration at the sink and refrigerator. The split-bedroom layout provides ideal privacy, with both spacious suites offering ensuite bathrooms, walk-in showers, and CUSTOM closet organization systems. Additional updates include HURRICANE IMPACT WINDOWS, NEW light fixtures, a NEW hot water heater, UPDATED bathroom faucets and shut-off valves, in-unit laundry, two private entrances, a front storm door, and deeded covered parking. What truly sets this home apart is the peace of mind. The community has already completed a new roof and a MULTI-MILLION-DOLLAR RENOVATION, including new tile work out front to be completed in October, and there are NO FUTURE ASSESSMENTS PLANNED. This condo has a completed milestone inspection that has passed and ONE OF THE MOST FINANCIALLY SOUND CONDO COMMUNITIES IN SOUTHWEST FLORIDA! Situated in one of the quieter areas of Colony Point with very little passing traffic, you'll enjoy the privacy that so many buyers are looking for. Life at Colony Point is about more than just the condo. Launch your kayak from the community launch, keep your boat at the first-come, first-served docks, relax by the heated waterfront pool, gather with neighbors at the clubhouse, or simply enjoy the beautifully maintained grounds overlooking Charlotte Harbor. And when you're ready to explore, you're just minutes from Fishermen's Village, the Punta Gorda Yacht Club, historic downtown Punta Gorda, waterfront parks, walking and biking trails, exceptional restaurants, boutique shopping, world-class boating and fishing, Punta Gorda Airport, and Gulf beaches.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,581
Sqft
0.04 ac
Lot size
1972
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,207 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,207/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.8%
$/sqft vs Punta Gorda actives
$253 vs $208
Days on market
37 vs 59 typical
Where $253/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 COLONY POINT DRIVE UNIT A10
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$385,000
1 COLONY POINT DRIVE UNIT 13C · same community
2 bd · 2 ba · 1,581 sqft · $244/sqft · 48 DOM
Sold · Apr ’26$310,000
1 COLONY POINT DRIVE UNIT A19 · same community
2 bd · 2 ba · 1,581 sqft · $196/sqft · 21 DOM
Sold · May ’26$300,000
1 COLONY POINT DRIVE UNIT A8 · same community
2 bd · 2 ba · 1,741 sqft · $172/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1 COLONY POINT DRIVE UNIT A10 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 COLONY POINT DRIVE UNIT A10 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 COLONY POINT DRIVE UNIT A10 FAQs
What would the monthly payment be for 1 COLONY POINT DRIVE UNIT A10?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,207/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1 COLONY POINT DRIVE UNIT A10?+
The most recent tax bill on record (2025) was $6,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 COLONY POINT DRIVE UNIT A10?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $399,900, this home is listed about 16% above the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.
Which schools are assigned to 1 COLONY POINT DRIVE UNIT A10?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 49% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jennifer Taylor. MLS #C7527873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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