Nicholas Giaccone
$399,9002 bd2 ba1,581 sqft$253 /sqft$3,207 /mo all-in ↓

1 COLONY POINT DRIVE UNIT A10, PUNTA GORDA, FL, 33950

Active37 days on marketListed Jun 30, 2026MLS #C7527873

WaterfrontCondominiumCOLONY POINT

About this home

1 COLONY POINT DRIVE UNIT A10

ONE OF THE BEST WATERFRONT LOCATIONS IN PUNTA GORDA! Perfectly positioned in the highly sought-after Colony Point community, this beautifully updated first-floor, 2-bedroom, 2-bath condo offers an unbeatable combination of panoramic Charlotte Harbor views, modern updates, and an effortless waterfront lifestyle. From the moment you walk inside, your eyes are drawn to the water. Nearly every room captures stunning harbor views where dolphins, manatees, sailboats, and some of Southwest Florida's most spectacular sunsets become part of your everyday routine. The enclosed lanai extends your living space year-round with IMPACT GLASS, pocket sliders for privacy, and direct access to the waterfront. Designed for both comfort and style, the open-concept floor plan features porcelain tile flooring throughout, soft coastal finishes, and a beautifully remodeled kitchen complete with granite countertops, REFACED CABINETS, NEW GARBAGE DISPOSAL, upgraded stainless steel appliances, REVERSE OSMOSIS water filtration at the sink and refrigerator. The split-bedroom layout provides ideal privacy, with both spacious suites offering ensuite bathrooms, walk-in showers, and CUSTOM closet organization systems. Additional updates include HURRICANE IMPACT WINDOWS, NEW light fixtures, a NEW hot water heater, UPDATED bathroom faucets and shut-off valves, in-unit laundry, two private entrances, a front storm door, and deeded covered parking. What truly sets this home apart is the peace of mind. The community has already completed a new roof and a MULTI-MILLION-DOLLAR RENOVATION, including new tile work out front to be completed in October, and there are NO FUTURE ASSESSMENTS PLANNED. This condo has a completed milestone inspection that has passed and ONE OF THE MOST FINANCIALLY SOUND CONDO COMMUNITIES IN SOUTHWEST FLORIDA! Situated in one of the quieter areas of Colony Point with very little passing traffic, you'll enjoy the privacy that so many buyers are looking for. Life at Colony Point is about more than just the condo. Launch your kayak from the community launch, keep your boat at the first-come, first-served docks, relax by the heated waterfront pool, gather with neighbors at the clubhouse, or simply enjoy the beautifully maintained grounds overlooking Charlotte Harbor. And when you're ready to explore, you're just minutes from Fishermen's Village, the Punta Gorda Yacht Club, historic downtown Punta Gorda, waterfront parks, walking and biking trails, exceptional restaurants, boutique shopping, world-class boating and fishing, Punta Gorda Airport, and Gulf beaches.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,581

Sqft

0.04 ac

Lot size

1972

Year built

One

Levels

$253

Per sqft

WaterfrontWater view

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewWater
FacesSouth
ParkingCovered · Guest
ExteriorIrrigation System · Sidewalk

Community & fees

Taxes (2025)$6,191/yr
PetsNumber Limit, Size Limit
CommunityBay/Harbor Front · Dock · Fishing · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,207 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$516
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,207/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$516
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$288KedgeAI estimate $308,178 · range $300K$330K$416K

vs edgeAI estimate

+29.8%

$/sqft vs Punta Gorda actives

$253 vs $208

Days on market

37 vs 59 typical

Where $253/sqft sits among the 400 Punta Gorda actives

113
128
62 · this home
50
18
29
$120–173$173–226$226–279$279–332$332–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 1 COLONY POINT DRIVE UNIT A10

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

193 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $399,900 · 37 days on market since
1972Built · COLONY POINT

Reality check

What actually sold near 1 COLONY POINT DRIVE UNIT A10

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1 COLONY POINT DRIVE UNIT 13CSold · May ’26

$385,000

1 COLONY POINT DRIVE UNIT 13C · same community

2 bd · 2 ba · 1,581 sqft · $244/sqft · 48 DOM

1 COLONY POINT DRIVE UNIT A19Sold · Apr ’26

$310,000

1 COLONY POINT DRIVE UNIT A19 · same community

2 bd · 2 ba · 1,581 sqft · $196/sqft · 21 DOM

1 COLONY POINT DRIVE UNIT A8Sold · May ’26

$300,000

1 COLONY POINT DRIVE UNIT A8 · same community

2 bd · 2 ba · 1,741 sqft · $172/sqft · 186 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1 COLONY POINT DRIVE UNIT A10 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 COLONY POINT DRIVE UNIT A10 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1 COLONY POINT DRIVE UNIT A10 FAQs

What would the monthly payment be for 1 COLONY POINT DRIVE UNIT A10?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,207/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1 COLONY POINT DRIVE UNIT A10?+

The most recent tax bill on record (2025) was $6,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 COLONY POINT DRIVE UNIT A10?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $399,900, this home is listed about 16% above the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.

Which schools are assigned to 1 COLONY POINT DRIVE UNIT A10?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,900 runs 49% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Jennifer Taylor. MLS #C7527873.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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