7548 RATAN CIRCLE, PORT CHARLOTTE, FL, 33981
Active294 days on marketListed Oct 17, 2025MLS #C7516439
About this home
7548 RATAN CIRCLE
One or more photo(s) has been virtually staged. Unlock the potential of this 1728 square foot LAKEVIEW home. This unique property just minutes from the Gulf Beaches offers a blend of charm, comfort, and style with so many possibilities! The kitchen is a chef’s dream with plenty of natural lighting, designed for both functionality and character with an OVERSIZED ISLAND, BREAKFAST BAR, an abundance of counter space, cabinets with slide out draws and a separate walk in pantry. The spacious 16 X 26 FAMILY ROOM is the heart of this home boasting AMAZING VIEWS OF THE LAKE! You’ll love the combination dining room/living room and front 11 X 23 bonus room giving you endless options such as craft room, den or office. The master suite offers a well-equipped bathroom with walk-in shower and closet with some built-in shelving. The second bedroom provides plenty of space and is sure to please visiting family and friends. Both bedrooms have entrances from the hall as well as sliding glass doors leading into the family room. The outdoor space completes this home! After a day at the beach or on the golf course come home and enjoy an afternoon cocktail on your back patio with a tropical atmosphere and featuring a DOUBLE PERGULA OVERLOOKING THE LAKE. For all the early risers you’ll enjoy your morning coffee under the pergola where you will have a great view of the sunrise. The screened in lanai is equipped with double doors giving you the option of storing your golf cart. UPDATES INCLUDE WINDOWS, ROOF IN 2022, AC IS APPROXIMATE 7 YEARS OLD. Addition of 200 AMP ELECTRIC was added in 2017 providing WIRING FOR GENERATOR. The Village boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. In addition you will find a craft room, FITNESS CENTER and laundry facility along with areas for woodworking, tennis, PICKLEBALL, shuffleboard and more. The outdoor enthusiast in you will love the closeness of boating and fishing from the COMMUNITY DOCKS and BOAT RAMP. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year-round living or a winter get away spot. Whether you’re looking for a family retreat or seasonal income property, this home is ready to deliver. GOLF CART COMMUNITY. ALL AGES WELCOME. Owners also have a second smaller home for sale in the community, refer to MLS C7502710
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,464
Sqft
0.23 ac
Lot size
1976
Year built
One
Levels
$113
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,511 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,511/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$113 vs $208
Days on market
294 vs 59 typical
Where $113/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Holiday Lake
Get to know Port Charlotte. See the full Port Charlotte guide →
Village Of Holiday Lake — neighborhood snapshot
Population
816
Median age
62
Median income
$100,299
Median home value
$303,500
Avg household
2
Households w/ children
112
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
180 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 317% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 7548 RATAN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$255,000
7454 DANVERS CIRCLE · same community
3 bd · 2 ba · 1,430 sqft · $178/sqft · 0 DOM
Sold · May ’26$143,000
7412 WIDNESS LANE · same community
2 bd · 2 ba · 920 sqft · $155/sqft · 1048 DOM
Sold · Oct ’25$75,000
7337 LARES STREET · same community
2 bd · 2 ba · 784 sqft · $96/sqft · 288 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 7548 RATAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7548 RATAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7548 RATAN CIRCLE FAQs
What would the monthly payment be for 7548 RATAN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,511/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7548 RATAN CIRCLE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7548 RATAN CIRCLE?+
The most recent tax bill on record (2024) was $2,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7548 RATAN CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $164,900, this home is listed about 50% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 7548 RATAN CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$164,900 runs 317% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
294 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $186,000, now $164,900 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Christine Connolly. MLS #C7516439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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