Neighborhood · Clearwater, Florida
On Top Of The World
An active 55-plus community built for easy living
105
Homes for sale
$168,000
Median list price
$141
Avg price / sqft
59
Median days on market
On Top Of The World is one of Clearwater's largest active-adult communities, a gated enclave where the pace slows down and the amenities do the heavy lifting. With 73 of the current 105 Clearwater homes for sale here sitting behind gates, it's a place designed around low-maintenance condo and villa living rather than sprawling single-family lots. You're minutes from the wider Clearwater scene, whether that's the beaches near Sand Key or the shops and dining around Downtown.
For buyers, this is one of the most affordable entry points in the area. The median list price sits at $168,000 with homes ranging from $86,000 to $299,900, and the median sold price over the past year came in at $145,000. That value story stands in contrast to pricier nearby pockets like Cove Cay, making On Top Of The World a genuine option for anyone prioritizing budget and community over square footage.
On Top Of The World is a community in Clearwater, Florida.
Quick facts
$86,000 – $300K price range
1,100 sqft median home
$547/mo median HOA
$1,585/mo median rent
229 sold in 12 months
Drive times
On the market now
Homes for sale in On Top Of The World
View all 105 →
$220,000
2458 COLUMBIA DRIVE UNIT 28, CLEARWATER
2 bd · 2 ba · 1,100 sqft
$180,900
2070 WORLD PARKWAY BOULEVARD UNIT 36, CLEARWATER
2 bd · 2 ba · 1,400 sqft
$179,900
2456 ECUADORIAN WAY UNIT 42, CLEARWATER
2 bd · 2 ba · 1,100 sqft
$175,000
2440 WORLD PARKWAY BOULEVARD UNIT 34, CLEARWATER
2 bd · 2 ba · 1,360 sqft
$175,000
2471 SUMATRAN WAY UNIT 43, CLEARWATER
2 bd · 2 ba · 1,400 sqft
$150,000
2401 FRANCISCAN DRIVE UNIT 41, CLEARWATER
2 bd · 2 ba · 1,100 sqft
$124,900
2460 PERSIAN DRIVE UNIT 44, CLEARWATER
2 bd · 2 ba · 1,100 sqft
$115,900
2370 JAMAICAN STREET UNIT 74, CLEARWATER
1 bd · 1 ba · 825 sqft
$94,900
2459 COLUMBIA DRIVE UNIT 47, CLEARWATER
1 bd · 1 ba · 825 sqft
$250,000
2170 AMERICUS BOULEVARD N UNIT 44, CLEARWATER
2 bd · 2.5 ba · 1,675 sqft
$86,000
2100 WORLD PARKWAY BOULEVARD UNIT 50, CLEARWATER
1 bd · 1 ba · 800 sqft
$225,000
2294 BELGIAN LANE UNIT 14, CLEARWATER
2 bd · 2 ba · 1,210 sqft
Every active listing inside the On Top Of The World boundary
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Browse On Top Of The World
By feature — on the live map
Where the market lives
The numbers that matter
The On Top Of The World market
229
Sold, last 12 months
$145,000
Median sold price
94%
Sale-to-list ratio
What sellers actually get vs asking
56 days
Median time to sell
On Top Of The World vs Clearwater
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 12.5% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the On Top Of The World boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools On Top Of The World is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median On Top Of The World home
≈ $1,813/mo
$168,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$547/mo
Median HOA
From current listings inside the boundary
$1,585/mo
Median rent
Homes for rent inside the boundary
Population
5,848
Median age
66
Median income
$49,901
Median home value
$175,921
Beyond the listings
Living in On Top Of The World
Lifestyles
Top 9% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Culture
Top 15% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Entertainment
Top 15% in the U.S.Party Life
The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.
Appearance oriented
Top 15% in the U.S.Trend Trackers
This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.
Attitudes
Top 18% in the U.S.Home & Leisure
There's no place like home. This activity is highest when people are feeling relaxed, like sharing a meal with friends or enjoying their morning coffee in their own home.
Culture
Top 18% in the U.S.Hip Hop Culture
Dropping the beat and raising the roof, this population enjoys everything hip hop culture has to offer, including music, dance moves, and fashion.
Straight answers
On Top Of The World FAQs
Is On Top Of The World a good place to live?+
It's a well-established gated community that suits buyers who want an active, low-maintenance lifestyle with amenities close at hand. With 230 homes sold in the past year, it's a proven, liquid market rather than a quiet corner. You're also well positioned for the wider area, from beach days near Sand Key to errands closer to home.
Is it expensive to buy here?+
No — it's among the more affordable places in the Clearwater market. The median list price is $168,000 and the median sold price over the last 12 months was $145,000, with homes ranging from $86,000 up to $299,900. There are currently no listings above $1M, so this is firmly a value-focused neighborhood.
What do homes cost per square foot?+
The average is about $141 per square foot, and the median home size here is roughly 1,100 square feet. That reflects the community's mix of compact condos and villas rather than large single-family homes. It's a big part of why the overall price points stay accessible compared with pricier spots like Greenbriar.
How is the market right now?+
There are 105 active listings, and the median home takes about 59 days to sell. Sellers are averaging 94% of their asking price, which tells you there's room to negotiate and buyers hold reasonable leverage. That balance makes it a market worth taking your time in.
What about HOA fees and property taxes?+
The median HOA fee is $547 per month, which is typical for a gated community where amenities and exterior upkeep are handled for you. Property taxes run around $2,054 per year at the median. If you're weighing renting first, the median rent in the area is about $1,585 per month.
Keep exploring
More Clearwater neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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